{"product_id":"your-calm-retirement-paycheck-down-market-workbook","title":"Your Calm Retirement Paycheck | Down-Market Workbook","description":"\u003cp\u003e\u003cstrong\u003eYour paycheck stopped. Your plan can keep working.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eA 15-page illustrated workbook for people already retired who want to understand how spending, income and portfolio withdrawals fit together—especially when markets feel unsettled.\u003c\/p\u003e\u003ch3\u003eInside\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eMonthly needs and income-source worksheets.\u003c\/li\u003e\n\u003cli\u003eA cash-flow gap example and gross-versus-net withdrawal practice.\u003c\/li\u003e\n\u003cli\u003eA two-path illustration showing why return order matters during withdrawals.\u003c\/li\u003e\n\u003cli\u003ePrompts about liquid reserves, spending flexibility and required distributions.\u003c\/li\u003e\n\u003cli\u003eA written downturn-review process, monthly check-in and questions for qualified professionals.\u003c\/li\u003e\n\u003cli\u003eA keep-nearby reminder page and official SEC\/IRS sources.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003ePrintable PDF digital download.\u003c\/strong\u003e No physical item ships. Not an interactive fillable form. Created by Stefany Tweed Foster for Money with Stefany. General education, not individualized investment or tax advice. This workbook does not guarantee retirement income, protect investments from loss or prescribe a withdrawal rate.\u003c\/p\u003e","brand":"Money With Stefany","offers":[{"title":"Default Title","offer_id":53484608946488,"sku":null,"price":39.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0971\/6452\/5880\/files\/calm-retirement-paycheck-down-market-workbook.jpg?v=1792538476","url":"https:\/\/money-with-stefany.myshopify.com\/products\/your-calm-retirement-paycheck-down-market-workbook","provider":"Money With Stefany","version":"1.0","type":"link"}